As the cost of living continues to squeeze households across the UK, the government is stepping in once again. The Department for Work and Pensions (DWP) has confirmed a £300 Second Cost of Living Payment will be distributed in June 2025. This move is part of a broader effort to cushion the financial blow for the country’s most vulnerable.
Whether you’re on Universal Credit or Pension Credit, or receiving other qualifying benefits, here’s everything you need to know about this vital support payment—who’s eligible, how it will be paid, and what it means for your household budget.
Overview
Let’s start with a quick glance at the key facts:
| Key Detail | Information |
|---|---|
| Payment Amount | £300 |
| Payment Window | June 12 to June 28, 2025 |
| Eligible Benefits | Universal Credit, Pension Credit, Tax Credits, Income-based JSA/ESA, Income Support |
| Application Required | No |
| Payment Method | Direct bank deposit |
| Source Website | gov.uk |
This payment is one piece of a larger puzzle the government has been putting together to help manage rising living costs across the board.
Eligibility
Wondering if you qualify? Eligibility for the £300 June 2025 Cost of Living Payment is tied to specific benefits. If you were receiving one or more of the following during the assessment period (dates still to be announced), you’re likely in:
- Universal Credit (including joint claims)
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Pension Credit
- Income Support
- Working Tax Credit or Child Tax Credit (administered by HMRC)
Keep in mind: if you’re only receiving contribution-based JSA or ESA, you won’t qualify—unless it’s combined with an income-based element.
This setup ensures that financial support targets those most at risk: pensioners, low-income families, and people navigating unemployment or part-time work.
Timeline
Here’s the expected timeline for the second £300 Cost of Living Payment:
- Payment Dates: June 12 to June 28, 2025
- Payment Method: Direct deposit into your bank account
- Reference: Look for “DWP COL” or “HMRC COLS” on your bank statement
There’s no application required. But to make sure everything runs smoothly:
- Keep your benefit claim active
- Update your bank details if they’ve changed
- Notify the DWP or HMRC about major life changes (like moving or a change in household size)
Purpose
This isn’t just a financial top-up—it’s a lifeline. The £300 payment is designed to help cover essential living costs during a time of economic pressure. Here’s how many households typically use the funds:
| Expense Category | How the Payment Helps |
|---|---|
| Utilities | Eases pressure from rising energy bills |
| Groceries | Helps maintain basic food and essentials |
| Transport | Covers public transport or fuel |
| Childcare | Supports after-school care and supplies |
| Health Needs | Pays for medications and health services |
For many families, this cash provides a much-needed buffer to manage everyday costs without falling behind.
Programs
The £300 Cost of Living Payment doesn’t stand alone. It’s supported by several ongoing schemes that work together to form a stronger safety net:
- Warm Home Discount – Helps with winter heating bills
- Winter Fuel Payment – For pensioners needing extra heating help
- Household Support Fund – Emergency help from local councils
- Free School Meals – Includes vouchers during holidays for children
Together, these programs ensure families aren’t left to cope alone during hard times.
With June just around the corner, make sure you’re prepared. The government may be handing out help, but it’s still up to you to manage that support wisely. For many, this £300 could be the difference between scraping by and staying afloat.
FAQs
Who gets the £300 payment in June 2025?
People on Universal Credit, Pension Credit, Tax Credits, and certain income-based benefits.
When will I receive the £300 payment?
Between June 12 and June 28, 2025.
Do I need to apply for the payment?
No, payments are automatic based on benefit status.
How will the payment appear in my bank?
It will show as ‘DWP COL’ or ‘HMRC COLS’.
Can I get this if I’m only on contribution-based ESA?
No, unless combined with income-based ESA.
