Starting July 2025, a new federal benefit—the Canada Disability Benefit (CDB)—will put up to C$2,400 a year directly into the pockets of working-age Canadians living with disabilities. That’s C$200 per month, tax-free.
This benefit aims to reduce poverty, boost financial independence, and support everyday needs like rent, groceries, medications, and transport. It’s a long-overdue national safety net, and if you’re eligible, you won’t want to miss out.
Let’s break down who qualifies, how to apply, and how you can prepare now to receive it.
Overview
The CDB is Canada’s first nationwide disability income support for adults under age 65. It was created under the Canada Disability Benefit Act (Bill C-22), passed in 2023. This benefit isn’t meant to replace your provincial support—it’s designed to work alongside it.
Here’s a quick look:
Feature | Details |
---|---|
Annual Benefit Amount | Up to C$2,400 (C$200/month) |
Start Date | July 2025 |
Application Opens | June 2025 |
Eligibility Age | 18–64 years |
Must Have DTC? | Yes (Disability Tax Credit required) |
Residency Requirement | Must be a legal resident |
Tax Filing Required? | Yes (prior year tax return needed) |
Official Website | canada.ca |
Eligibility
Not everyone qualifies automatically. You’ll need to meet all of these criteria:
- Age: Between 18 and 64 at the time of application.
- Legal status: Canadian citizen, permanent resident, protected person, or temporary resident living in Canada for at least 18 months.
- Disability Tax Credit (DTC): You must be approved.
- Tax Return: You must have filed your taxes for the prior year.
Also, if you’re incarcerated in a federal prison for two or more years, you’re not eligible (except in the first month and the month you’re released).
Amount
If approved, you could receive C$200 per month, but the exact amount may depend on your income and other benefits. The final formula will be revealed before the portal opens in June 2025.
The best part? It’s non-taxable—meaning it won’t reduce other federal or provincial benefits and doesn’t count as income on your tax return.
Applying
You can’t apply just yet, but June 2025 is right around the corner. Here’s how to get ahead of the game:
- Apply for the DTC
Haven’t done it yet? You’ll need to complete Form T2201 with help from a medical professional and submit it to the CRA. - File Your Taxes
File your 2024 tax return by April 30, 2025. No tax return = no eligibility. - Gather Your Documents
Expect to provide:- DTC approval letter
- Proof of identity
- Direct deposit info (like a void cheque)
- Apply in June 2025
Applications will be accepted online or by mail via Employment and Social Development Canada (ESDC). - Track Your Status
Use your My Service Canada Account (MSCA) to follow your application.
Deadlines
Here are the key dates you should highlight on your calendar:
Date | Event Description |
---|---|
May 15, 2025 | Regulations take effect |
June 2025 | Application portal opens |
July 2025 | First payments issued |
Provincial
Will this affect your existing disability benefits? In most cases, no.
The federal government intends the CDB to supplement, not replace, provincial assistance. However, provincial treatment of this benefit could vary. Some have confirmed it won’t impact your support, while others are still finalizing policies. It’s smart to check directly with your provincial social services department.
Resources
Need help with the process? You’ve got options:
- Disability Alliance BC, March of Dimes Canada – Help with DTC forms.
- Prosper Canada – Financial planning tools for people with disabilities.
- 1-800-O-Canada – Government helpline.
The CDB is more than a cheque—it’s a step toward financial dignity for millions. If you or someone you know lives with a disability, start preparing now. The sooner you take action, the smoother your journey will be when applications open.
FAQs
Who qualifies for the CDB?
Anyone aged 18–64 approved for the DTC and meets legal status.
When does the CDB start?
First payments roll out in July 2025.
Is the CDB taxable income?
No, the Canada Disability Benefit is non-taxable.
How much can I get per month?
Up to C$200 monthly, depending on income.
Do I need to reapply each year?
Details on renewals are still to be released.