$648.91 Canada Child Benefit for 2025 – Is It Really Coming? Check Eligibility and Payment Date

Raising kids in today’s economy isn’t cheap. That’s why the Canada Child Benefit (CCB) is such a game-changer. For 2025, eligible families can receive up to $648.91 per month for each child under six. Whether you’re a new parent or just getting caught up on what you qualify for, knowing the CCB is the first step to getting the support you deserve.

Benefit

The CCB is a tax-free monthly payment from the Canada Revenue Agency (CRA). It helps families cover the everyday costs of raising children under 18. If your family earns less than $36,502 a year, you could qualify for the full amount.

Here’s a quick snapshot of what’s available:

Overview

The CCB replaced older programs like the UCCB and CCTB back in 2016. Since then, it’s been one of the most reliable sources of financial help for parents across Canada. It adjusts each year for inflation, so the 2025 numbers reflect higher costs of living.

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The amount you receive depends on:

• Your adjusted family net income (AFNI)
• The number of kids in your care
• Their ages

Eligibility

To qualify for the 2025 CCB, you need to meet all the following:

Residency
You must be a resident of Canada for tax purposes. That means you live in Canada and have established social and financial ties here.

Primary Caregiver
You live with the child, care for them daily, and are responsible for their well-being.

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Tax Filing
Both you and your spouse (if applicable) must file a tax return every year. Your benefit amount is based on your previous year’s income.

Immigration Status
At least one parent must be a:

• Canadian citizen
• Permanent resident
• Protected person
• Temporary resident (with valid permits for 18+ months)

Amounts

Here’s what families can expect in 2025:

There’s also the Child Disability Benefit (CDB), which offers up to $276.83 per month per eligible child. That’s an extra $3,322 per year.

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Example:
A family with two kids under six and an annual income of $30,000 would get the full benefit—$1,297.82 every month. That’s over $15,000 a year in tax-free help.

Payments

The CRA pays the CCB on the 20th of each month, but June is an exception. Here are some upcoming dates:

• June 13, 2025
• July 20, 2025
• August 20, 2025

You can track payments using your CRA My Account.

Apply

Not receiving the CCB yet? Here’s how to apply:

1. During Birth Registration
When you register your child’s birth, check the box to share info with the CRA. They’ll automatically process your application.

2. CRA My Account
If your child is already born, apply online:

• Log in to CRA My Account
• Click “Apply for child benefits”
• Fill out the form and upload any required documents

3. Mail-In Application
Fill out Form RC66 and send it to the CRA along with any supporting documents.

Mistakes

Avoid these common errors that delay your payments:

• Forgetting to file your tax return
• Missing documents like proof of residency
• Not updating your marital or income status
• Ignoring requests from the CRA for more information

The CCB is one of the easiest ways to boost your family’s monthly income, especially when bills keep piling up. Make sure you apply as soon as you’re eligible, keep your tax info up to date, and check your CRA account regularly. A few minutes of effort could mean thousands in support.

FAQs