As June 2025 nears, many Canadians are seeing buzz online about a so-called “$4,100 CRA Payment.” But what does it really mean? Will every Canadian get $4,100 this June? The quick answer is no—this is not a one-time cheque from the federal government. Instead, it’s a rough estimate of various CRA and Service Canada benefits that eligible individuals might receive throughout the year.
This article breaks down the truth behind the $4,100 figure, who might qualify, what payments are actually coming in June, and how to make sure you get what you’re entitled to.
Overview
The “$4,100 CRA Payment” is best understood as the combined value of different federal support programs that people may receive over 12 months. It’s not a bonus payment, nor is it new. In fact, many Canadians already receive part of this support regularly.
Here’s a quick snapshot:
| Feature | Details |
|---|---|
| Total Value | Up to $4,100 annually (not a single cheque) |
| Payment Sources | CPP, OAS, GIS, CCB, GST/HST, CCR, ACFB, ACWB, OTB |
| Who Qualifies | Seniors, parents, low-income workers, families, rebate-eligible |
| June 2025 Payment Dates | See table below |
| Application Required? | Yes for CPP/OAS; others are automatic via tax return |
| Direct Deposit Recommended? | Yes – update through CRA My Account or Service Canada |
Meaning
There’s no special one-time CRA payment of $4,100 in June. Instead, it’s a term floating around online based on the total value of regular federal benefits like CPP, OAS, GIS, CCB, and tax credits.
The real value comes from multiple programs, and your personal benefit amount depends on your income, age, family size, and residency.
Let’s go through each program so you can see where the total might come from.
Benefits
- For Canadians aged 65+ with at least 10 years of Canadian residency
- Monthly amount (as of Q2 2025):
- Ages 65–74: $727.67
- Ages 75+: $800.44
- Payment date: June 28, 2025
- Application: Required if not automatically enrolled
Guaranteed Income Supplement (GIS)
- For low-income seniors already receiving OAS
- Max monthly amount (single): Up to $1,086.88
- Paid on the same date as OAS
- Application: Automatic if you file your taxes and receive OAS
Canada Pension Plan (CPP)
- For Canadians 60+ who contributed during working years
- Average: ~$900/month
- Max: $1,433/month
- Payment date: June 28, 2025
- Application: Required via My Service Canada
Canada Child Benefit (CCB)
- For parents or guardians of children under 18
- Monthly amounts:
- Under 6: Up to $648.91/child
- Age 6–17: Up to $547.50/child
- Payment date: June 20, 2025
- Application: No separate application needed if taxes filed
GST/HST Credit
- Quarterly support for low/modest-income Canadians
- Individuals: Up to $137.50/quarter
- Families may get more
- Next payment: July 2025
Canada Carbon Rebate (CCR)
- For Canadians living in provinces under the federal fuel charge
- Example: A family of four in Ontario might get ~$1,120/year
- Last payment: April 22, 2025
- Next: July 15, 2025
- No separate application required
Advanced Canada Workers Benefit (ACWB)
- For low-income working Canadians over 19
- Quarterly payments: Jan, Jul, Oct
- Application: Automatic via tax return
Ontario Trillium Benefit (OTB)
- For Ontario residents eligible for OEPTC, OSTC, or NOEC
- Monthly payments
- Next date: June 9, 2025
Alberta Child and Family Benefit (ACFB)
- For low/moderate-income families in Alberta
- Quarterly payments: Feb, Jun, Aug, Nov
- Next date: June 27, 2025
- Application: File your taxes
Payment Dates
Here are the June 2025 CRA-related benefit dates:
| Benefit | Payment Date |
|---|---|
| CPP | June 28, 2025 |
| OAS | June 28, 2025 |
| GIS | June 28, 2025 |
| CCB | June 20, 2025 |
| Ontario Trillium Benefit | June 9, 2025 |
| Alberta Child Benefit | June 27, 2025 |
How to Receive It
All of these benefits depend on your annual tax return—even if you had no income, you should still file. It helps CRA determine your eligibility and amount.
Register for CRA My Account
With this portal, you can:
- View upcoming payment dates
- Update direct deposit info
- Track benefits and balances
Set Up Direct Deposit
The fastest and safest way to receive payments. Set it up through:
- CRA My Account
- Service Canada
- Your online banking portal
The “$4,100 CRA Payment” isn’t a lump sum windfall—it’s the combined total of multiple benefits some Canadians receive over the year. Each benefit has its own criteria, timeline, and process. To make sure you’re getting everything you’re eligible for, file your taxes, keep your information updated, and check your CRA My Account regularly.
FAQs
Is there a real $4,100 payment?
No, it’s a total estimate from various benefits, not one lump sum.
When is the June CCB payment?
The next Canada Child Benefit is June 20, 2025.
Who gets GIS in June 2025?
Low-income seniors receiving OAS may qualify for GIS.
How do I get CRA benefits?
File taxes and use CRA My Account for tracking and updates.
What’s the next CPP payment date?
CPP will be paid on June 28, 2025.
