For many Canadians, June and July bring more than warm weather—they also bring important government benefit payments. These cheques and direct deposits provide critical support to families, seniors, and individuals with disabilities. From the Canada Child Benefit to GST/HST credits, knowing when and what you’ll receive can help you plan ahead and manage your finances smoothly.
In this guide, we’ll cover the payment dates, eligibility criteria, how to apply, and what changes you can expect in 2025.
Overview
Government benefit cheques in June and July include payments for families with children, low-income earners, seniors, and people living with disabilities. These payments are issued by the Canada Revenue Agency (CRA), and most are automatically deposited if you’ve filed your taxes and set up direct deposit.
Here’s a quick reference table:
| Benefit Programs | Payment Dates | Eligibility |
|---|---|---|
| CCB, GST/HST, OAS, GIS, CPP | June 5, 16, 20, 30; July 20, 21, 29 | Low-income families, seniors, disabled individuals |
Benefits
Canada offers a variety of benefits to support citizens and residents who need financial help, especially during summer months when household costs tend to rise.
Canada Child Benefit (CCB)
This monthly tax-free payment helps families with kids under 18. The amount you receive depends on your family’s income and the number of children.
Eligibility:
- Canadian residents with children under 18
- Filed annual tax return
- Meet income requirements
Payment Dates:
- June 20, 2025
- July 20, 2025
GST/HST Credit
This quarterly payment helps low- and middle-income Canadians offset the cost of goods and services taxes.
Eligibility:
- Filed a tax return (even with no income)
- Meet income thresholds
Payment Date:
- June 5, 2025
OAS and GIS
OAS is for seniors aged 65 and older, while GIS provides extra help to low-income seniors who already receive OAS.
Eligibility:
- OAS: Age 65+ and legal resident
- GIS: Must qualify for OAS and meet income criteria
Payment Dates:
- June 16, 2025
- July 21, 2025
CPP Disability Benefit
For individuals under 65 who are unable to work due to a long-term disability and have contributed to the Canada Pension Plan.
Eligibility:
- Severe and prolonged disability
- At least 4 years of CPP contributions in the last 6 years
Payment Dates:
- June 30, 2025
- July 29, 2025
Dates
Here’s a complete snapshot of benefit payment dates for June and July 2025:
| Benefit Type | June Payment | July Payment |
|---|---|---|
| Canada Child Benefit | June 20, 2025 | July 20, 2025 |
| GST/HST Credit | June 5, 2025 | N/A |
| OAS and GIS | June 16, 2025 | July 21, 2025 |
| CPP Disability | June 30, 2025 | July 29, 2025 |
Applying
If you’re new to these programs or unsure if you qualify, applying is fairly easy:
- CCB: Automatically calculated through your tax return
- GST/HST: File your tax return to be considered
- OAS & GIS: Apply at age 64; GIS is added if you qualify
- CPP Disability: Apply online with full medical documentation
Updates
Several changes are coming in 2025 that could affect your payments:
- OAS payments will increase due to inflation
- GST/HST credit eligibility is expanding
- CCB maximum amounts are rising with the cost of living
Tips
Want to make sure you get the most from your benefits?
- Always file taxes, even with zero income
- Sign up for direct deposit to avoid mailing delays
- Keep CRA updated on any changes (like new children or address)
Delays
If your payment hasn’t arrived:
- Log into CRA My Account to check status
- Confirm direct deposit details
- Allow a few days extra if waiting for a mailed cheque
If there’s still a problem, call CRA for help.
Special Groups
Some Canadians may qualify for additional support:
- Indigenous Peoples: Access to targeted benefit programs
- Newcomers: Can apply for newcomer benefits and child support
- Single Parents: May receive enhanced CCB based on income
Appeals
Think you’ve been wrongly denied a benefit?
- Submit an appeal via CRA My Account
- Provide any requested documents
- Contact CRA directly for assistance if needed
Getting support when you need it most is essential. With the right information and a little planning, you can ensure your payments arrive smoothly—and in full—during these important summer months.
FAQs
When is the June CCB payment?
The Canada Child Benefit is paid on June 20, 2025.
Who gets the GST/HST credit?
Low-income Canadians who file their taxes qualify.
What if my payment is late?
Check CRA My Account or contact the CRA directly.
Are OAS and GIS automatic?
OAS requires an application; GIS is added if you qualify.
How do I apply for CPP disability?
Apply online with medical documents and CPP contribution history.
