Losing your job or facing reduced hours can be overwhelming. Thankfully, if you’re a Canadian resident, the CRA $695 Weekly Employment Insurance (EI) in June 2025 is here to help. This updated program offers vital financial support while you get back on your feet. Whether you’re laid off, in between jobs, or returning to the workforce, this guide breaks down exactly what you need to know to access your EI benefits with ease.
Overview
EI provides short-term financial support to Canadians who are unemployed but able and willing to work. It also helps those dealing with illness, maternity, or caregiving responsibilities. The standard benefit covers 55% of your average weekly earnings, up to a maximum of $695 per week in 2025.
Here’s a quick summary:
| Feature | Details |
|---|---|
| Max Weekly Benefit | $695 |
| Benefit Rate | 55% of average insurable earnings |
| Max Insurable Earnings (MIE) | $65,700/year |
| Minimum Hours Required | 420–700 hours (based on your region) |
| Waiting Period | Waived (Mar 30–Oct 11, 2025 only) |
| Application Method | Online via Canada.ca |
| Next Payment Date | Rolling weekly after claim approval |
Who Can Get EI?
You’re eligible for EI in June 2025 if:
- You lost your job through no fault of your own (layoff, seasonal shutdown, restructuring).
- You worked between 420 to 700 insurable hours in the last 52 weeks or since your last claim.
- You’re actively looking for work and available to accept suitable employment.
- You’re not self-employed (unless enrolled in EI special benefits).
How Is the $695 Calculated?
The formula is straightforward:
Weekly EI = 55% of your average insurable earnings
You’ll receive this amount, up to a maximum of $695/week. To get the full $695, you need to have earned $1,263.46/week or more before losing your job.
Example:
If you earned $1,200/week:
- 55% of $1,200 = $660/week in EI benefits
Family Supplement
If your family income is under $25,921/year and you receive the Canada Child Benefit, you may get a family supplement. This can increase your weekly rate to up to 80% of your average earnings—still capped at $695.
What’s New in June 2025?
From March 30 to October 11, 2025, special measures are in place:
- No Waiting Week: You’ll start receiving payments right away.
- No Deduction for Severance or Vacation Pay: These won’t delay your benefits.
- Lower Entry Requirement: Your region’s unemployment rate is temporarily adjusted upward by 1% (min. 7.1%), making it easier to qualify.
How to Apply for the $695 Weekly EI in June 2025
You’ll need:
- Social Insurance Number (SIN)
- Record of Employment (ROE) from every employer in the last year
- Bank info for direct deposit
- Personal details and work history
Apply Online
Apply at Canada.ca/EI as soon as your job ends. Don’t wait more than 4 weeks after your last workday or you risk losing benefits.
Submit Biweekly Reports
Every two weeks, report:
- Any earnings or work
- Whether you were available and actively looking for work
Missing these reports will pause your benefits, so set reminders.
Tips to Maximize Your Benefits
- Apply early: Even if you’re not sure you qualify, start your application.
- Use the EI Benefits Estimator on Canada.ca to get a rough idea of your weekly amount.
- Keep ROEs organized: Ask past employers for these immediately.
- Check your email and My Service Canada Account for updates and instructions.
Related EI Benefits
EI isn’t just for regular unemployment. You may qualify for additional support if you:
- Are sick or injured (EI Sickness)
- Are pregnant or recently gave birth (EI Maternity/Parental)
- Need to care for a critically ill loved one (EI Caregiving)
Each stream has its own rules, but many overlap with standard EI criteria.
The CRA $695 Weekly Employment Insurance benefit is one of Canada’s most important income supports. In 2025, with enhanced access and a higher weekly cap, it’s more helpful than ever. If you’re unemployed, facing reduced hours, or dealing with job loss—don’t hesitate. Apply as soon as possible, stay on top of your reports, and know your rights.
You’re not alone, and with this guide, you’re ready to take control of your next step.
FAQs
How much EI can I get in 2025?
Up to $695 weekly, based on 55% of your insurable income.
Is there a waiting week for EI in June 2025?
No, it’s waived from Mar 30 to Oct 11, 2025.
How soon should I apply after losing my job?
Apply within 4 weeks to avoid losing benefits.
Do I qualify for EI if I was fired?
You must lose your job through no fault of your own, like a layoff.
Where do I apply for EI?
Apply online at Canada.ca under the Employment Insurance section.
