Every June, parents across Canada look forward to receiving their Canada Child Benefit (CCB) payment—but this year comes with an added bonus. If you’re eligible, you could see an extra $445 added to your annual total thanks to provincial enhancements like the BC Family Bonus. This guide walks you through everything you need to know about the CCB and that extra support coming your way in June 2025.
Overview
The Canada Child Benefit is a monthly, tax-free payment that helps families with the cost of raising children under 18. The June 2025 payment is scheduled for June 20, and if you live in certain provinces—like British Columbia—you might also receive an additional payment boost averaging $445 per year.
Here’s a quick glance at the main points:
| Key Aspect | Details |
|---|---|
| Monthly Federal CCB | Up to $648.91 (under 6), $547.50 (ages 6–17) |
| Annual Max (under 6) | $7,787 |
| Annual Max (ages 6–17) | $6,570 |
| Provincial Bonus | $445 per year (e.g., BC Family Benefit) |
| June 2025 Payment Date | June 20, 2025 |
| Benefit Type | Non-taxable monthly support |
| Eligibility | Canadian resident, children under 18, income-tested |
CCB
The CCB is issued by the CRA and helps parents manage day-to-day costs like food, child care, clothing, and education. You don’t pay taxes on it, and you don’t need to report it as income.
The benefit is income-tested. This means the less you earn, the more support you get. The CRA recalculates your benefit every July using your prior year’s income tax return.
Bonus
In provinces like British Columbia, families can receive an extra bonus in addition to the federal CCB. The BC Family Benefit Bonus, for example, provides around $445 annually. These payments are typically added automatically and don’t require a separate application.
This extra boost is helpful for covering inflation-related costs and often arrives just in time for summer expenses.
How
Here’s how the CCB is calculated:
- Adjusted Family Net Income (AFNI): Based on last year’s tax return
- Number of Children: More kids = more support
- Child’s Age: Under-6 benefits are higher than for older children
| Child’s Age | Monthly Max | Annual Max |
|---|---|---|
| Under 6 | $648.91 | $7,787 |
| 6 to 17 | $547.50 | $6,570 |
Example: A parent in BC with two children, ages 4 and 9, and a household income of $45,000 may receive close to $1,100 in June including both federal and provincial support.
Payment
Mark your calendar: June 20, 2025 is the official CCB payment date. If you’re set up for direct deposit, the money will land in your bank account that day.
If your yearly total benefit is less than $240, you might receive it as a lump sum instead of monthly installments.
Apply
To receive the CCB and the provincial bonus, here’s what to do:
Step 1
- Live in Canada
- Be primarily responsible for your child’s care
- Have a child under 18 living with you
- File your taxes each year
Step 2
- Apply online through CRA My Account
- Or submit Form RC66 by mail
- Include required documents like birth certificates and residency proof
Step 3
Avoid delays and get your money faster. Register online through your bank or CRA My Account.
Step 4
Track payments, update info, and view benefit estimates using your CRA My Account dashboard.
Shared Custody
If your child splits time equally between two homes, each parent typically receives 50% of the benefit. Make sure your custody details are up to date with the CRA.
Benefits
The CCB isn’t just about money—it’s about support for your child’s development:
- Education: Use funds for school supplies, tutoring, or programs
- Health: Helps with medical, dental, or therapy costs
- Security: Allows for stable living conditions and less financial stress
Tips
Here’s how to maximize your benefit:
File Taxes Early: Both parents need to file every year to keep payments going.
Update Changes Promptly: Notify CRA if your address, income, or family situation changes.
Budget the Benefit: Use it to build savings or cover essential costs. It’s a steady and predictable part of your monthly budget.
Avoid Mistakes:
- Don’t delay filing taxes
- Use correct child/residency info
- Always opt for direct deposit
The Canada Child Benefit and its provincial bonus programs provide real support when families need it most. Whether it’s covering your child’s summer camp fee, paying for groceries, or just easing day-to-day pressure, the June 2025 payment—including that extra $445—can make a big difference.
FAQs
When is the June 2025 CCB payment?
It is scheduled for June 20, 2025.
What is the $445 family bonus?
It’s a provincial boost, like the BC Family Benefit.
Who is eligible for the CCB?
Canadian residents with children under 18 who file taxes.
Is the CCB taxable income?
No, the Canada Child Benefit is tax-free.
How do I apply for the CCB?
Apply online via CRA My Account or by mailing Form RC66.
