Canada’s benefit payments for June and July 2025 are landing in bank accounts soon, offering essential support to families, seniors, low-income workers, and persons with disabilities.
From the new Canada Disability Benefit to regular deposits like CCB, OAS, and GST/HST credits, this summer could bring thousands in benefits—if you know how to claim them.
This easy-to-follow guide outlines all the payment dates, how much you could get, how to apply quickly, and tips to make sure nothing slips through the cracks.
Timeline
Here’s a quick look at key payments arriving in June and July 2025:
| Benefit | June 2025 | July 2025 | Max Annual | Action Steps |
|---|---|---|---|---|
| CCB | June 20 | July 18 | Up to $7,997 (under 6), $6,748 (6–17) | File 2024 return |
| CPP & OAS | June 26 | July 29 | CPP varies; OAS up to $734/mo | Apply via Service Canada |
| GST/HST | — | July 4 | $533 single, $698 couples + $184/child | File tax return |
| OTB | June 10 | July 10 | Varies by rent, energy, property tax | Submit ON-BEN with taxes |
| ACWB | — | July 11 | $1,590 single, $2,739 family + $821 (disability) | Claim on 2024 return |
| CDB | App opens June 20 | Starts July | Up to $2,400/year | Apply early with DTC |
Filing
Want to get your payments on time? File your 2024 taxes now, even if you had no income. CRA and Service Canada both use tax returns to calculate eligibility.
Other quick tips:
- Set up direct deposit on CRA My Account
- Update address, marital status, dependents
- Avoid paper cheques—they’re slower
- Use NETFILE software or a free tax clinic
CCB
The Canada Child Benefit helps parents with kids under 18.
2025 monthly estimates:
- Under 6: about $666
- Ages 6–17: about $562
Your July 18 payment will be based on your 2024 income. Apply through birth registration, CRA My Account, or Form RC66.
CPP
CPP and OAS are lifelines for seniors.
- CPP: Based on what you paid in while working. Average ~$758/mo
- OAS: Starts at age 65 if you’ve lived in Canada for 10+ years
OAS July 2025 rates:
- Ages 65–74: $714.21/mo
- Ages 75+: $784.67/mo
Payments come June 26 and July 29.
GST/HST
The GST/HST credit helps low-income earners manage sales taxes.
- $533 for individuals
- $698 for couples
- Extra $184 per child under 19
Next payout: July 4, 2025. Just file your return—no separate form needed.
Provincial
- Paid June 10 and July 10
- Includes energy, property tax, and sales tax credits
- File ON-BEN with your taxes
Alberta Child & Family Benefit (ACFB)
- Quarterly payment for low-income families
- Based on income and number of children
BC Climate Action Credit
- $174 per adult, $51 per child
- Paid quarterly alongside GST/HST credit
Each province has its own extra programs. Check your provincial finance site for more info.
ACWB
The Advanced Canada Workers Benefit is for employed people with modest incomes.
- $1,590 max for individuals
- $2,739 max for families
- Additional $821 if you have a disability
Next payment: July 11, 2025. File your taxes to qualify automatically.
CDB
The Canada Disability Benefit launches in July 2025 to help people with disabilities aged 18–64.
- Amount: Up to $200/month ($2,400/year)
- Must have a valid Disability Tax Credit (DTC)
- Application opens June 20
- Payments start in July
Apply through Service Canada with your SIN and 2024 Notice of Assessment.
Tips
- File taxes early, even with no income
- Double-check line 23600 (net income) for accuracy
- Update CRA if your address or family status changes
- Use CRA’s benefit calculator to estimate amounts
- Ask for help at a free tax clinic if needed
Budget Example
Tara is a single mom in Ontario earning $32,000/year with two kids aged 3 and 9.
Estimated monthly summer benefits:
| Benefit | Monthly Estimate |
|---|---|
| CCB | $1,200 |
| GST/HST | $133 quarterly ($44/month) |
| ACWB | $265 quarterly ($88/month) |
| OTB | $90 |
| CDB | $200 (if eligible) |
Total: Around $1,700/month in support.
FAQs
When is the CCB payment in July 2025?
It’s scheduled for July 18, 2025.
How much is the GST credit in 2025?
$533 single, $698 for couples, plus $184 per child.
What is the new Canada Disability Benefit?
Up to $200/month for eligible adults with disabilities.
Do I need to apply for GST/HST?
No, just file your tax return to qualify.
How do I receive ACWB early?
File your 2024 return and meet income requirements.
