As of mid-2025, Canadians can expect a modest but meaningful increase in the GST/HST credit. Adjusted annually by the Canada Revenue Agency (CRA), this credit helps low- and modest-income individuals and families offset the impact of federal sales tax. Starting in July 2025, payments will rise by 2.7%, reflecting the latest inflation trends.
While this year’s bump is smaller than last year’s 4.7% hike, it still matters—especially as Canadians continue grappling with the rising cost of living. Whether you live alone, have a family, or are new to Canada, this guide explains how much you’ll get, who qualifies, and what steps you need to take to receive it.
Program
The GST/HST Credit is a non-taxable quarterly payment issued by the CRA. It’s designed to offset some or all of the sales tax you pay throughout the year. You don’t need to apply if you’re a Canadian resident and file a tax return. The CRA automatically assesses your eligibility based on your income and family situation.
It’s simple, direct, and tax-free—making it one of the easiest ways to get financial support without extra paperwork.
Changes
Starting July 2025, the GST/HST credit will increase by 2.7%. While not massive, it provides a little more help where it’s needed most. Below is a quick breakdown of the changes:
| Recipient Type | 2024 Amount (CAD) | 2025 Amount (CAD) | Change |
|---|---|---|---|
| Single Individual | $340 | $349 | +$9 |
| Per Eligible Child | $179 | $184 | +$5 |
| Couple (Combined) | $680 | $698 | +$18 |
| Single Supplement | $179 | $184 | +$5 |
For example, a family of four (two adults, two children) could receive up to $1,066 per year—around $266.50 every quarter. A single parent with one child may receive up to $533 annually, or $133.25 quarterly.
Eligibility
To qualify for the GST/HST credit, you must:
- Be a Canadian resident for income tax purposes
- Be 19 years or older (or have a spouse, partner, or child)
- File your income tax return
- Meet the income requirements
If you’re new to Canada and haven’t completed a full tax year, you must manually apply using CRA Form RC151 during your first year. After that, your eligibility will be assessed automatically.
The CRA uses your Adjusted Family Net Income (AFNI) from the previous year to calculate your payment.
Thresholds
Income plays a big role in determining how much you get. The CRA uses updated thresholds each year to match inflation. Here’s how the 2025 limits compare to 2024:
| Income Category | 2024 Threshold (CAD) | 2025 Threshold (CAD) | Increase |
|---|---|---|---|
| Phase-in for Single Credit | $11,039 | $11,337 | +$298 |
| Phase-out Start for Families | $44,324 | $45,521 | +$1,197 |
If your income is below these thresholds, you’ll likely receive the full credit. If you earn more, the amount gradually reduces until it phases out entirely.
Payments
GST/HST Credit payments go out four times per year—on the 5th of July, October, January, and April. If the 5th lands on a weekend or holiday, payments are issued on the nearest business day.
To receive your payments on time:
- File your 2024 tax return before the deadline
- Sign up for CRA direct deposit
- Keep your address and family status current
- Use CRA’s “My Account” to track your payments
If your payment doesn’t show up, wait 10 business days before calling 1-800-387-1193 for help.
Importance
This 2.7% boost might not sound like much, but for many Canadians, it helps cover everyday essentials like food, transit, and school supplies. It’s tax-free, reliable, and requires minimal effort to receive.
The GST/HST Credit is especially important during periods of inflation when every dollar counts. It’s not a cure-all, but it does make a difference—particularly for those managing tight budgets.
FAQs
How much is the GST credit in 2025?
Up to $698 for couples, $349 for singles, plus $184 per child.
When are GST payments sent?
Quarterly on July 5, October 5, January 5, and April 5.
Do I need to apply for GST credit?
No, it’s automatic if you file your tax return.
Is the GST credit taxable?
No, it’s a tax-free benefit.
What if I’m new to Canada?
Submit Form RC151 in your first year to apply.
