If you’re a low- or modest-income Canadian, the GST/HST credit is likely already on your radar. It’s a tax-free quarterly payment that helps offset the cost of goods and services taxes. As of June 2025, the focus is now on the upcoming $179 GST HST credit Canada 2025 installment arriving in July.
Whether you’re a single adult, part of a family, or someone newly eligible, here’s a clear guide on who qualifies, when the CRA will pay, and how this benefit works.
Overview
The Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit is a long-standing Canadian benefit. It’s paid out every three months and designed to reduce the financial burden of sales taxes for lower-income individuals and families.
The Canada Revenue Agency (CRA) automatically determines eligibility based on your income tax return from the previous year.
In July 2025, qualifying individuals will receive around $179 as part of their quarterly payment. Families and those with children may receive more. This benefit doesn’t require a separate application — just file your taxes and let the CRA do the rest.
Payment
Mark your calendar: the CRA has confirmed the payment date is July 5, 2025. That’s when the GST/HST credit for the third quarter will hit accounts or arrive by mail. This applies to both direct deposits and mailed cheques.
To make sure you receive it:
- File your 2024 tax return (even if you had no income)
- Make sure your address and bank details with the CRA are up to date
- Use your CRA My Account to check status or payment history
If there’s a delay, the most common reasons include missing tax returns or changes in marital status or income that haven’t been reported yet.
Eligibility
To get the July 2025 GST/HST credit, here’s what you need to qualify:
- You must be 19 or older by July 1, 2025
- You must be a resident of Canada for tax purposes
- You must have filed your 2024 income tax return
- You must meet the income criteria based on adjusted family net income
Single adults are assessed individually, while couples are assessed as a family. If you have children under 19, you can also receive additional amounts per child. Even newcomers to Canada may qualify after meeting residency and tax filing conditions.
Amounts
The CRA reviews and adjusts GST/HST payments annually based on inflation. Here’s a simplified breakdown of the typical amounts for 2025:
| Household Type | Annual Amount | Quarterly Amount (Approx.) |
|---|---|---|
| Single adult | $179 | $44.75 |
| Married/Common-law couple | $379 | $94.75 |
| With 1 child | +$179 | +$44.75 |
| Each additional child | +$179 | +$44.75 |
Keep in mind these are average amounts. Your actual payment may vary slightly based on your exact income and family details from your 2024 tax return.
Missed
Didn’t get your payment by mid-July? Here’s what to do:
- Log in to CRA My Account to check your eligibility and payment status
- Make sure your 2024 tax return was filed and processed
- Confirm your direct deposit or mailing info is correct
If it’s been more than 10 business days since the payment date and nothing has arrived, contact the CRA directly. And remember — the CRA won’t contact you by text or email asking for personal info. Stay alert for scams.
Support
The GST/HST credit is just one part of Canada’s broader system of income-tested benefits. It works alongside other supports like the Canada Child Benefit and Climate Action Incentive. If your income drops or your situation changes, update your information with CRA to ensure you receive what you’re entitled to.
The $179 GST HST credit Canada 2025 is more than just a payment — it’s a helpful hand for millions of Canadians trying to keep up with daily living expenses.
With the CRA payment date confirmed for July 5, just make sure your taxes are filed and details are up to date so your money arrives on time.
FAQs
When is the July 2025 GST/HST credit paid?
The payment date is July 5, 2025, for all eligible recipients.
How much is the GST/HST credit in 2025?
Single adults receive about $179 annually, more for families.
Do I need to apply for the GST/HST credit?
No, the CRA automatically assesses eligibility when you file taxes.
What if I didn’t get my GST payment?
Check CRA My Account and contact CRA if missing after 10 days.
Can newcomers to Canada get this credit?
Yes, once they meet residency and tax filing requirements.
