With rent prices still on the rise in 2025, many Canadians are searching for real help. That’s where rent relief programs come in — and although there isn’t a single $2,600 payment being handed out, there are multiple federal and provincial housing benefits that can add up to that amount, or even more.
Let’s break down how these programs work, who qualifies, and how you can get your piece of the pie this year.
Overview
Let’s clear up the buzz first. There’s no one-size-fits-all “$2,600 rent check” from the government. But if you’re a renter and you meet certain criteria, you can still pocket thousands in 2025 through combined benefits.
From federal one-time boosts to monthly provincial supplements, there’s serious support available — you just need to know where (and how) to look.
Programs
Here’s a quick look at the top rent relief programs in Canada this year:
| Program | Benefit Amount | Eligibility | Application Method |
|---|---|---|---|
| Canada Housing Benefit (CHB) | $500 (one-time) | Individuals ≤ $20K; Families ≤ $35K | CRA My Account or phone |
| Canada-Ontario Housing Benefit | Up to $200/month | On social housing waitlists | Referral via service manager |
| Canada-BC Housing Benefit | Varies (monthly aid) | Paying >30% income on rent | By invitation through BC Housing |
| Quebec Shelter Allowance | Up to $80/month | Seniors or families with low income | Revenu Québec |
| Canada Rental Protection Fund | Indirect aid | Keeps community housing units affordable | Applied for by housing organizations |
Each province adds its own flavor to federal funding. Ontario renters, for instance, may snag up to $2,400 a year through COHB. Add the $500 from CHB, and you’re already at $2,900.
Federal
Canada Housing Benefit (CHB) is a one-time $500 payout. It’s meant for low-income renters whose rent eats up more than 30% of their income.
To qualify, you need:
- An annual income under $20,000 (individuals) or $35,000 (families)
- To have filed your 2023 tax return
- Proof that your rent takes up at least 30% of what you earn
Applying is simple: log into your CRA My Account, enter your rental info, and submit. Just make sure your direct deposit info is correct.
Provinces
Ontario’s COHB gives monthly cash to renters on waitlists for social housing. The good news? You can use it in the private rental market.
But there’s a catch — you’ll need a referral from your local housing agency.
BC’s CBCHB supports those in vulnerable situations: seniors, people with disabilities, and women fleeing violence. The application process is by invitation, and it’s handled through nonprofit partners.
Quebec’s Shelter Allowance Program is a solid option for older adults or families with kids. You can get up to $80 per month, which equals $960 per year — not bad when you stack it with federal support.
Scenario
Let’s walk through a real-life example.
Meet Sarah. She’s 29, lives in Toronto, and earns $18,000 per year. She pays $750/month in rent. Here’s how her relief could look:
- CHB: $500
- COHB: $200/month = $2,400/year
- Municipal Grant: $300 one-time
Total Rent Relief: $500 + $2,400 + $300 = $3,200
So yes — even though there’s no official “$2,600 cheque,” you can absolutely get more than that with the right combination of programs.
Steps
Here’s how to claim your rent relief, step by step:
- Check if You Qualify
Look at your 2023 income and rent-to-income ratio. - File Your 2023 Tax Return
Required for almost every benefit — don’t skip it. - Collect Your Docs
Lease agreements, rent receipts, and landlord details. - Apply Early
Whether it’s CRA or a provincial site, don’t wait. - Track Progress
Watch your email and CRA account for updates. - Stay Informed
Housing policies change — subscribe to local updates.
You don’t need to be a tax wizard to benefit from these programs. Just stay organized, meet deadlines, and don’t hesitate to ask for help if needed.
Rent relief in 2025 might not come as a single check in the mail, but if you tap into the right mix of federal and provincial supports, you could easily unlock more than $2,600 in housing assistance. Stay proactive, keep your documents handy, and you might just take a big bite out of your monthly rent.
FAQs
Is there a $2,600 rent check in 2025?
No, but combined benefits can exceed $2,600 annually.
Who qualifies for the CHB?
Low-income renters who filed a 2023 tax return.
Can I apply for multiple rent programs?
Yes, if you meet the eligibility for each one.
Do I need to file taxes to apply?
Yes, most programs require a filed 2023 tax return.
How do I apply for COHB in Ontario?
Through a referral from a local service manager.
