Big money is heading to UK households this June—particularly those on low incomes, retirees, or women impacted by pension age reforms. Between a £450 Cost of Living Payment, a rise in Universal Credit (UC), and long-awaited WASPI compensation, there’s meaningful government support on the way. Let’s break it down clearly so you know what to expect and when.
Payments Incoming
June 2025 could be a financial turning point for many families. With inflation lingering and the cost of essentials remaining high, this new round of government help is well-timed. Here’s what’s coming:
| Payment Type | Amount | Eligibility | Expected Date |
|---|---|---|---|
| DWP Cost of Living | £450 | Means-tested benefits: UC, Pension Credit, ESA/JSA, Tax Credits | Late May – Mid June 2025 |
| Universal Credit Boost | Up to £400.14/mo | Low-income adults 18+, savings under £16,000 | From May 13, 2025 |
| Housing Benefit | Based on need | Renters with low income, often pensioners or those in supported housing | Ongoing |
| WASPI Compensation | Up to £2,950 | Women born 1950–1960 affected by State Pension age shift | Possibly July 2025 |
With several payments potentially stacking, households could receive thousands in June alone.
Why Now?
Simply put, the need is urgent. Prices for rent, food, and utilities remain high, putting pressure on those with limited means. This financial support aims to ease that burden and catch people who might otherwise fall through the cracks.
If you’re new to navigating benefits, don’t worry—each type of support is outlined below in simple terms.
DWP Cost of Living Payment
This is the headline payment: £450 to those on qualifying means-tested benefits. That includes:
- Universal Credit
- Income-based JSA or ESA
- Pension Credit
- Income Support
- Working or Child Tax Credits
No need to apply. If you had one of these benefits active during the eligibility window, expect the money to arrive automatically between late May and mid-June.
Universal Credit Boost
Universal Credit saw a modest 1.7% increase in April. If your assessment period started after April 1, your June payment should reflect the new rate.
Monthly Standard Allowances
| Status | Amount |
|---|---|
| Single under 25 | £316.98 |
| Single 25 or over | £400.14 |
| Couple under 25 (combined) | £497.55 |
| Couple over 25 (combined) | £628.10 |
These are base rates. If you qualify for additional elements—due to children, disabilities, or caring—you’ll receive more. For example, the Carer Element adds £185.86 per month for those providing 35+ hours of care weekly.
Housing Benefit
Still receiving Housing Benefit instead of UC? Many pensioners and people in supported living are.
To qualify, you must:
- Be a renter (not a homeowner)
- Be on a low income
- Be over State Pension age or in supported accommodation
- Have savings under £16,000 unless you’re also on Pension Credit
Payments typically match your rent schedule and might go directly to your landlord or into your bank account.
WASPI Compensation
After years of delays, WASPI compensation may finally be coming. Women born from 1950 to 1960 who were impacted by the rise in State Pension age—often without proper notice—could receive up to £2,950.
Eligibility criteria:
- Born between 6 April 1950 and 5 April 1960
- Affected by the change in pension age
- Suffered financial harm or disruption because of it
The Parliamentary and Health Service Ombudsman has recommended payouts, and a decision is expected by late June. Payments might begin in July 2025.
Tips
Avoid missing out. A few quick checks can ensure you receive everything you’re eligible for:
- Confirm your contact details with DWP, HMRC, and local council
- Make sure your bank account information is correct
- Use online calculators like Turn2Us or EntitledTo
- Check your benefits portal for updates
- Get advice from Citizens Advice if you’re unsure
This June could be a financial lifeline for many. Whether it’s the £450 payment, a UC boost, housing assistance, or long-overdue WASPI compensation—it pays to stay informed and make sure your records are accurate.
FAQs
Who gets the £450 DWP payment?
Anyone on means-tested benefits like UC, ESA, or Tax Credits.
When is WASPI compensation paid?
It could start as early as July 2025, pending approval.
Do I need to apply for the £450?
No, it’s paid automatically if you’re eligible.
What’s the new UC rate for singles over 25?
It’s £400.14 per month starting from May 2025.
Who still gets Housing Benefit?
Mostly pensioners or those in supported housing.
