With everyday expenses still climbing, the UK government is rolling out more support. A £300 Second Cost of Living Payment will hit millions of bank accounts this June, thanks to the Department for Work and Pensions (DWP). It’s another lifeline for those hit hardest by rising costs.
If you’re unsure when or if this applies to you, here’s a straightforward breakdown.
What to Expect
This second payment arrives just in time. For many, it’ll ease the burden of energy, food, and transport costs.
| Key Detail | Information |
|---|---|
| Payment Amount | £300 |
| Payment Dates | June 12 to June 28, 2025 |
| Eligible Benefits | Universal Credit, Pension Credit, Income-based JSA/ESA, Tax Credits, Income Support |
| Application Needed? | No |
| How It’s Paid | Direct deposit to your bank account |
| Official Info Source | gov.uk |
Who Qualifies
Eligibility depends on what benefits you’re receiving during a specific (soon-to-be-confirmed) time frame. If you’re on any of these, you’ll likely qualify:
- Universal Credit (single or joint)
- Income-based Jobseeker’s Allowance (JSA)
- Income-related Employment and Support Allowance (ESA)
- Pension Credit
- Income Support
- Working or Child Tax Credit (from HMRC)
Note: If you’re only getting contribution-based JSA or ESA, you won’t be eligible—unless you also receive the income-based version.
This system targets the people who need it most—low-income earners, retirees, and those in part-time work.
Payment Timing and Method
Mark your calendar: the money will be sent out between June 12 and June 28, 2025. It’s a one-off £300 payment, sent directly to your bank—no forms or applications needed.
Look out for payment references like “DWP COL” or “HMRC COLS” on your bank statement.
Make sure your benefit records and bank details are up to date.
Why This Support Matters
This isn’t just extra money—it’s a practical way to help people keep going through tough financial times.
It’s meant to:
- Lighten the load from rising household costs
- Help cover basic needs like food and travel
- Provide some financial breathing room
It’s especially helpful in summer, when extra costs like childcare often pop up.
Where the Money Helps Most
Here’s how this £300 payment can go a long way:
| Expense | How It Helps |
|---|---|
| Utilities | Helps with energy, water, and heating bills |
| Groceries | Covers basic food shopping |
| Transport | Pays for petrol, bus passes, or maintenance |
| Childcare | Assists with nursery or school-related costs |
| Medical | Eases the cost of prescriptions or check-ups |
Other Help That Might Be Available
This payment is just part of the picture. You might also be eligible for:
- Warm Home Discount – for heating bills
- Winter Fuel Payment – for pensioners aged 66+
- Household Support Fund – emergency help via your local council
- Free School Meals or Vouchers – especially useful during school holidays
Together, these schemes form a safety net for those feeling the pinch the most.
Final Word
Whether it’s helping with bills or stocking the fridge, this £300 payment is here to ease some of the strain. Make sure your details are correct and your claim is current—then keep an eye out for that “DWP COL” deposit.
Help is on its way.
FAQs
Who gets the £300 cost of living payment?
Anyone on qualifying benefits like Universal Credit, ESA, or Tax Credits.
Do I need to apply for the payment?
No application is needed—it’s automatic if you’re eligible.
When will the payment be made?
Between June 12 and June 28, 2025.
How will the payment appear in my bank?
Look for “DWP COL” or “HMRC COLS” in your bank statement.
What if I’ve changed my bank details?
Update your info with DWP or HMRC to avoid delays.
