In November 2026, the UK government will roll out changes to the Personal Independence Payment (PIP) system that will impact many new and existing claimants. The good news? Around 700,000 pensioners aged 65 and over are exempt from these changes.
Whether you’re already on PIP or planning to apply, it’s crucial to know who’s affected, what the changes involve, and how to prepare.
Let’s look into what’s changing and what you need to know to navigate the new rules confidently.
Overview
PIP is a benefit that helps people aged 16 to 64 who live with disabilities or long-term health conditions. It’s designed to cover the extra daily costs that come with managing a condition. However, starting in November 2026, the Department for Work and Pensions (DWP) will tighten the rules for new applicants and those facing a scheduled review.
This includes a new scoring system, changes to eligibility, and more focused assessments. But there’s a silver lining: pensioners won’t be touched by the changes.
Exempt
Roughly 700,000 people aged 65 and older are expected to be unaffected by the 2026 changes. If you’re a pensioner, you won’t face new assessments or revised scoring systems. This exemption is meant to ease stress and avoid unnecessary reassessments for older individuals.
Here’s a quick snapshot:
| Key Point | Details |
|---|---|
| Who’s exempt | 700,000 people aged 65 and over |
| When changes begin | November 2026 |
| Who is affected | New claimants and those due for reviews |
| Scoring system | 4-point minimum per activity required |
| Pensioner review rule | No full reassessments for those 65+ |
Criteria
The revised system mainly affects claimants aged 16 to 64. If you’re applying for PIP after November 2026 or are due for a scheduled review, you’ll be assessed using new rules.
The biggest change? You’ll need to score at least 4 points in a single daily living activity to qualify for the daily living component. This is a shift from the current, broader scoring system and could make it harder for some people with mild or moderate impairments to qualify.
For example, if you struggle to cook meals due to a physical condition, the new criteria will assess whether that issue alone meets the 4-point threshold.
Pensioners
If you’re 65 or older and already receiving PIP, the DWP says you won’t be re-assessed unless your condition significantly changes. That means no new tests, no updated scoring—just continued support under the current system.
This move helps protect elderly claimants from the anxiety and complexity of new rules. It also reduces the administrative burden on the system.
Why
The government’s reasoning for these changes is to make PIP more targeted, fair, and financially sustainable. There have been concerns about whether the current model effectively prioritizes those with the most significant needs.
With the updated system, the DWP hopes to better allocate resources to those who truly need the most support.
Tips
Whether you’re applying for PIP or waiting for a review, staying prepared is key. Here are a few simple tips:
- Know Your Review Date
If you’re under 65, find out when your review is scheduled. If it’s after November 2026, prepare for the new rules. - Get Your Documents in Order
Have your medical records, letters from doctors, and daily living impact statements ready. These will support your case under the new assessment. - Ask for Help
If you’re unsure how to proceed, contact organizations like Citizens Advice or Scope. They provide free advice and can guide you through the PIP process. - Stay Updated
Policy changes don’t stop here. Follow DWP announcements and sign up for alerts from disability advocacy groups to keep informed.
Impact
The 2026 changes to PIP will reshape the landscape for new and existing claimants, especially those under the age of 65. While the revised scoring system may make it more challenging for some to qualify, the exemption for pensioners ensures continued support for older adults without added stress.
If you’re affected, preparation is everything. Know the new criteria, gather your documents, and reach out for help if needed. The more informed you are, the better your chances of securing the support you deserve.
FAQs
Who is exempt from the 2026 PIP changes?
People aged 65 and over will not be affected by the new rules.
When do the new PIP rules start?
The new changes take effect from November 2026.
Do pensioners need to reapply for PIP?
No, those 65 and over won’t face new reassessments.
What is the new PIP scoring rule?
Claimants must score 4 points in one daily living activity.
How can I prepare for my PIP review?
Gather medical documents, know your review date, and seek advice.
