If you’re relying on government benefits to manage your monthly finances, knowing when your payments are coming is essential. Whether you’re receiving the Canada Child Benefit (CCB), Canada Pension Plan (CPP), Old Age Security (OAS), or any provincial supports, planning ahead helps you stay in control. In this guide, we’ll break down the payment dates for June and July 2025 and show you exactly how to make sure you receive your cheques on time—without stress or confusion.
Let’s make this simple, helpful, and clear—just like you’re chatting with a friendly neighbour over coffee.
Overview
Canada’s government provides a range of financial supports for individuals and families. Most benefits are paid monthly or quarterly, and understanding the schedule makes budgeting easier. These payments can include:
- Canada Child Benefit (CCB)
- Canada Pension Plan (CPP) and Old Age Security (OAS)
- GST/HST Credit
- Canada Carbon Rebate (CCR)
- Provincial programs like the Ontario Trillium Benefit (OTB) and Alberta Child and Family Benefit (ACFB)
Here’s a quick look at upcoming federal and provincial payments for June and July 2025:
| Benefit Type | June 2025 Payment Date | July 2025 Payment Date |
|---|---|---|
| Canada Child Benefit | June 17, 2025 | July 20, 2025 |
| CPP/OAS | June 28, 2025 | July 28, 2025 |
| GST/HST Credit | June 4, 2025 | October 4, 2025 (next) |
| Canada Carbon Rebate | June 15, 2025 | July (TBD) |
| Ontario Trillium Benefit | June 10, 2025 | July 9, 2025 |
| Alberta Child and Family Benefit | N/A | July 27, 2025 |
Why These Payments Matter
Government benefits help millions of Canadians meet daily expenses. For families, they provide support for childcare, groceries, and school supplies. For seniors, CPP and OAS payments are a dependable source of income. For low-income households, quarterly credits and rebates ease the burden of taxes and rising costs.
Missing a payment—or even a small mistake like an outdated address—can cause unnecessary stress. That’s why staying organized and informed is key.
Federal Benefit Details
- June Payment: June 17, 2025
- July Payment: July 20, 2025
To qualify, file your taxes annually and make sure you’re listed as the primary caregiver for your child.
CPP and OAS
- June Payment: June 28, 2025
- July Payment: July 28, 2025
Direct deposit is the fastest and safest method to receive your pension payments. You can set this up through your My Service Canada Account.
GST/HST Credit
- Next Payment: June 4, 2025
The GST/HST credit is paid every three months and automatically calculated based on your tax return.
Canada Carbon Rebate
- June Payment: June 15, 2025
This quarterly rebate offsets the cost of carbon pricing. The July 2025 payment date will be announced closer to the time.
Provincial Payments
- June Payment: June 10, 2025
- July Payment: July 9, 2025
OTB includes energy, property tax, and sales tax credits. You’ll receive one monthly deposit.
Alberta Child and Family Benefit (ACFB)
- July Payment: July 27, 2025
To be eligible, ensure your tax return is filed. Payments go out quarterly based on family income.
How to Receive Your Cheques Without Delay
Almost every benefit is tied to your tax return. File by June 15 if you’re self-employed, and April 30 for most other Canadians.
Register for Direct Deposit
Log into your CRA My Account or your banking portal to register. Direct deposit ensures you get your money on time—no waiting for the mail.
Update Your Personal Info
Did you move? Change banks? Have another child? Get married or separated? All of these changes need to be reported to the CRA or Service Canada to avoid payment delays.
Monitor Your CRA Account
Your CRA My Account provides upcoming payment info, benefit notices, and tools to update your info quickly. It’s like having a financial assistant in your pocket.
Keep an Eye on New Programs
New benefits, like the Working Canadians Rebate ($250 for low-income earners), are expected in 2025. Stay tuned to the CRA website or sign up for their alerts so you don’t miss out.
Common Mistakes to Avoid
- Missing the tax deadline: No return = no benefit.
- Not updating your info: Even a minor detail, like an old bank account, can delay payments.
- Assuming you’re not eligible: Always check! Even modest-income households may qualify for credits or rebates.
- Ignoring letters from the CRA: These usually contain important updates or requests for documents.
Real-Life Examples
Sarah relies on the CCB and GST/HST credit to help cover groceries and childcare. Because she filed her taxes in April and keeps her CRA account current, she receives her CCB on June 17 and July 20 without delay.
John, Retired Senior
John receives both CPP and OAS. He set up direct deposit years ago, and now his monthly payments arrive like clockwork—on June 28 and July 28. He also gets the Canada Carbon Rebate to help with his heating bills.
Final Tips
- Set calendar reminders for the 4th, 10th, 17th, 20th, 28th of each month.
- Keep a digital or paper folder with all CRA correspondence and benefit summaries.
- If you’re unsure about eligibility, use the CRA’s online benefit calculator or speak with a tax expert.
FAQs
When is the next CCB payment?
June 17, 2025, followed by July 20, 2025.
What if I miss a benefit payment?
Check CRA My Account or call CRA to resolve issues quickly.
How do I set up direct deposit?
Log into your CRA My Account and register your banking info.
Do I need to apply for GST/HST credit?
No, it’s automatic if you file your taxes.
When is CPP/OAS paid in July 2025?
It will be paid on July 28, 2025.
